Lenders and loan processors

Checking

Compare Accounts Business Analysis Checking Business Interest Checking Business Basic Checking
Target Market For high volume business and cash intensive business For business owners who will not use debit cards and personally bank with us Perfect for the home-based and sideline business, or a non-profit organization
Minimum Balance Requirement $100.00 $1,000.00 $100.00
Highlights
  • Competitive earnings credit to offset low monthly and per item charges
  • For businesses running more than 200 items per month

  • No per item charges (up to 200 items)
  • Tiered interest rate
 
  • For businesses that run less than 25 items per month
Qualifications
N/A
N/A
N/A
More Info More on Business Analysis Checking More on Business Interest Checking More on Business Basic Checking
To open a business checking - bring the following documents listed: 
  1.  Form from the IRS with your business Employer Identification Number (EIN) or tax ID number (sole proprietors can use the owner's Social Security number if a EIN has not been obtained).
  2. Articles of Incorporation, Articles of Organization, or a similar legal document that indicates when your company was formed and who is authorized to sign.
  3. Minnesota Secretary of State Certificate.
  4. A government issued photo ID and Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your organization.

Sweep Option

Citizens can sweep money from your checking accounts into an interest bearing account automatically.

Click here to find out more about our Sweep Accounts!



 
 
Ready to make the switch to Citizens Bank Minnesota? It's easy with our Switch Kit! This downloadable PDF includes everything you need to move your direct deposits, automatic withdrawals, etc. with confidence. 
 
 
person taking photo of their check to deposit with their phone via mobile deposit

Go! Mobile Deposit

Go! Mobile Deposit allows customers to deposit checks to their Citizens Bank Minnesota checking and/or savings accounts using the camera on their iPhone or Android!