Client Service Representatives in Watkins branch


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WooHoo! Business

Premier Business Checking Easy Business Checking Basic Business Checking
Target Market For any business owner who wants to earn interest or for active debit card users For high volume business and cash intensive business For business owners who will not use debit cards and personally bank with us Perfect for the home-based and sideline business, or a non-profit organization
  • Interest Bearing
  • 500 Free Items
  • Potential for no service charge
  • Competitive earnings credit to offset low monthly and per item charges
  • For businesses running more than 200 items per month
  • No minimum balance
  • No per item charges (up to 200 items)
  • No minimum balance
  • No monthly service fee
  • For businesses that run less than 25 items per month
15 debit card transactions per cycle

Enroll and receive monthly e-Statements
Enroll and receive
e-Statements and have 3 other Core relationships with Citizens
More Info More on WooHoo! Business More on Premier Business Checking More on Easy Business Checking More on Basic Business Checking
To open a business checking - bring the following documents listed: 
  1.  Form from the IRS with your business Employer Identification Number (EIN) or tax ID number (sole proprietors can use the owner's Social Security number if a EIN has not been obtained).
  2. Articles of Incorporation, Articles of Organization, or a similar legal document that indicates when your company was formed and who is authorized to sign.
  3. Minnesota Secretary of State Certificate.
  4. A government issued photo ID and Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your organization.

Sweep Option

Citizens can sweep money from your checking accounts into an interest bearing account automatically.

Click here to find out more about our Sweep Accounts!

person taking photo of their check to deposit with their phone via mobile deposit

Go! Mobile Deposit

Go! Mobile Deposit allows customers to deposit checks to their Citizens Bank Minnesota checking and/or savings accounts using the camera on their iPhone or Android!