person writing in a checkbook


All checking accounts include a variety of services that provide access to your funds and your account information. Choose any or all of the following services: Debit card with ATM access®, Free Online Banking, Mobile Banking, Mobile Deposit, Bill Pay, Person to Person Payments, Bank to Bank Transfers, and e-Statements.

Compare Accounts Make My Life Easy Checking Easy Interest Checking WooHoo! Checking WooHoo! Simple
Minimum balance requirement N/A $1,000 N/A N/A
Interest N/A See Rates 
See Rates 
  • No minimum balance
  • Overdraft protection available
  • Interest bearing
  • Overdraft protection available
  • ATM fee refunds
  • No minimum balance to earn rewards
  • No monthly fees
  • Earn $0.10 per debit card purchase with your Citizens Debit Card, with a maximum earning of $10.00 per qualification cycle.
  • No minimum balance.
At least 15 debit card purchases post & settle per qualification cycle

At least 1 direct deposit or ACH auto debit

Enroll & receive monthly e-Statements
At least 15 debit card purchases post & settle per qualification cycle

Enroll & receive monthly e-Statements
More Info More on Make My Life Easy Checking More on Easy Interest Checking More on WooHoo! Checking More on WooHoo! Simple

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