person writing in a checkbook

Checking

All checking accounts include a variety of services that provide access to your funds and your account information. Choose any or all of the following services: Debit card with ATM access®, Free Online Banking, Mobile Banking, Mobile Deposit, Bill Pay, Person to Person Payments, Bank to Bank Transfers, and e-Statements.


Compare Accounts Make My Life Easy Checking Easy Interest Checking WooHoo! Checking WooHoo! Simple
Minimum balance requirement N/A $1,000 N/A N/A
Interest N/A See Rates 
See Rates 
N/A
Highlights
  • No minimum balance
  • Overdraft protection available
  • Interest bearing
  • Overdraft protection available
  • ATM fee refunds
  • No minimum balance to earn rewards
  • No monthly fees
  • Earn $0.10 per debit card purchase with your Citizens Debit Card, with a maximum earning of $10.00 per qualification cycle.
  • No minimum balance.
Qualifications
N/A
N/A
At least 15 debit card purchases post & settle per qualification cycle

At least 1 direct deposit or ACH auto debit

Enroll & receive monthly e-Statements
 
At least 15 debit card purchases post & settle per qualification cycle

Enroll & receive monthly e-Statements
More Info More on Make My Life Easy Checking More on Easy Interest Checking More on WooHoo! Checking More on WooHoo! Simple


We also have a convenient way to re-order checks within online and mobile banking. Watch the video below for step by step instructions on just how to do that! 
Citizens staff in the community

We're Out There With You!

Wanna come hang out with us? Check out how we're involved in YOUR local community! See what we've been up to and get info on upcoming events!