Rates effective as of 7/9/2025
Rates are subject to change. Fees may reduce the earnings on the account. Penalties may be imposed for withdrawals from CD's prior to maturity.
*Annual Percentage Yield
Checking Accounts
WooHoo! Checking
| Minimum Balance to Obtain APY* |
APY* |
Compound Frequency |
Interest Rate |
| Up to $14,999.99 |
3.04% |
Monthly |
3.00% |
| $15,000 and up |
3.04% - 0.05% |
Monthly |
0.05% |
| If qualifications aren't met |
0.025% |
Monthly |
0.025% |
Easy Interest Checking
| Minimum Balance to Obtain APY* |
APY* |
Compound Frequency |
Interest Rate |
$1,000.00 - $14,999.99
|
0.10%
|
Monthly
|
0.10%
|
$15,000.00 - $49,999.99
|
0.10%
|
Monthly
|
0.10%
|
$50,000.00 - $99,999.99
|
0.10%
|
Monthly
|
0.10%
|
| $100,000.00 and above |
0.10%
|
Monthly
|
0.10%
|
WooHoo! Business Checking
| Minimum Balance to Obtain APY* |
APY* |
Compound Frequency |
Interest Rate |
Up to $14,999.99
|
0.10% |
Monthly |
0.10% |
$15,000.00 - $49,999.99
|
0.20% |
Monthly
|
0.20% |
$50,000.00 - $99,999.99
|
0.35% |
Monthly
|
0.35% |
$100,000 and up
|
0.50% |
Monthly
|
0.50% |
| If qualifications aren't met |
0.05% |
Monthly
|
0.05% |
Savings Accounts
WooHoo! U
| Minimum Balance to Obtain APY* |
APY* |
Compound Frequency |
Interest Rate |
$0.01 - $4,999.99
|
3.04% |
Monthly |
3.00% |
$5,000.00 - $7,499.99
|
1.00% |
Monthly
|
1.00% |
$7,500.00 and above
|
0.50% |
Monthly
|
0.50% |
If qualifications aren't met
|
0.10% |
Monthly
|
0.10% |
WooHoo! Savings
| Minimum Balance to Obtain APY* |
APY* |
Compound Frequency |
Interest Rate |
| $0.01 - $14,999.99 |
0.75% |
Monthly |
0.75% |
| $15,000 - $49,999.99 |
1.00% |
Monthly
|
1.00% |
$50,000 - $99,999.99
|
1.51% |
Monthly
|
1.50% |
$100,000 - and up
|
2.02% |
Monthly
|
2.00% |
If qualifications aren't met
|
0.05%
|
Monthly
|
0.05% |
Regular Savings
| Minimum Balance to Obtain APY* |
APY* |
Compound Frequency |
Interest Rate |
$0.01 - $99.99
|
No interest paid |
N/A |
No interest paid |
$100.00 and above
|
0.05% |
Monthly |
0.05% |
Investment Savings
| Minimum Balance to Obtain APY* |
APY* |
Compound Frequency |
Interest Rate |
$1,000.00 - $14,999.99
|
0.10% |
Monthly |
0.10% |
$15,000.00 - $49,999.99
|
0.20% |
Monthly |
0.20% |
$50,000.00 - $99,999.99
|
0.35% |
Monthly |
0.35% |
$100,000.00 and above
|
0.50% |
Monthly |
0.50%
|
Health Savings Account
| Minimum Balance to Obtain APY* |
APY* |
Compound Frequency |
Interest Rate |
$0.01 - $4,999.99
|
0.75% |
Monthly |
0.75% |
$5,000 - $9,999.99
|
0.75%
|
Monthly
|
0.75%
|
$10,000.00 and above
|
0.75%
|
Monthly
|
0.75% |
Special Certificates of Deposit
($2,500 minimum)
| Term |
APY* |
Compound Frequency |
Interest Rate |
| 9 month |
4.06% |
Quarterly |
4.00% |
| 21 month |
3.91% |
Quarterly |
3.85% |
Special IRA Certificates of Deposit
($500 minimum)
| Term |
APY* |
Compound Frequency |
Interest Rates |
| 60 month |
3.03% |
Quarterly |
3.00% |
