piles of money and percent symbol

Rates

Rates effective as of 10/14/2020
 
Rates are subject to change. Fees may reduce the earnings on the account. Penalties may be imposed for withdrawals from CD's prior to maturity.
*Annual Percentage Yield
 
 

 

Checking Accounts

WooHoo! Checking

Minimum Balance to Obtain APY* APY* Compound Frequency Interest Rate
Up to $14,999.99 1.00% Monthly 1.00%
$15,000 and up 0.10% Monthly 0.10%
If qualifications aren't met 0.05% Monthly 0.05%

Easy Interest Checking

Minimum Balance to Obtain APY* APY* Compound Frequency Interest Rate
$1,000.00 - $14,999.99
0.05%

Monthly

0.05%

$15,000.00 - $49,999.99

0.05%

Monthly

0.05%

$50,000.00 - $99,999.99

0.05%

Monthly

0.05%

$100,000.00 and above 0.05%

Monthly

 0.05%
 

WooHoo! Business Checking

Minimum Balance to Obtain APY* APY* Compound Frequency Interest Rate
Up to $14,999.99
0.10% Monthly 0.10%
$15,000.00 - $49,999.99
0.15% Monthly
0.15%
$50,000.00 - $99,999.99
0.20% Monthly
0.20%
$100,000 and up
0.30% Monthly
0.30%
If qualifications aren't met 0.05% Monthly
 0.05%


Savings Accounts

WooHoo! U

Minimum Balance to Obtain APY* APY* Compound Frequency Interest Rate
$0.01 - $4,999.99
1.26% Monthly 1.25%
$5,000.00 - $7,499.99
0.50% Monthly
0.50%
$7,500.00 and above
0.25% Monthly
0.25%
If qualifications aren't met
0.10% Monthly
0.10% 

WooHoo! Savings

Minimum Balance to Obtain APY* APY* Compound Frequency Interest Rate
$100,000 - and up
0.40% Monthly 0.40%
$50,000.00 - $99,999.99
0.30% Monthly
0.30%
$15,000 - $49,999.99
0.20% Monthly
0.20%
$0.01 - $14,999.99
0.10% Monthly
0.10%
If qualifications aren't met
0.05%
Monthly
 0.05%
 

Regular Savings

Minimum Balance to Obtain APY* APY* Compound Frequency Interest Rate
$0.01 - $99.99
No interest paid N/A No interest paid
$100.00 and above
0.05% Monthly 0.05% 
 

Investment Savings

Minimum Balance to Obtain APY* APY* Compound Frequency Interest Rate
$1,000.00 - $14,999.99
0.10% Monthly 0.10%
$15,000.00 - $49,999.99
0.10% Monthly 0.10%
$50,000.00 - $99,999.99
0.20% Monthly 0.20%
$100,000.00 and above
0.25% Monthly
0.25% 
 

Health Savings Account

Minimum Balance to Obtain APY* APY* Compound Frequency Interest Rate
$0.01 - $49,999.99
1.00% Monthly 1.00%
$5,000 - $9,999.99
1.00%
Monthly
1.00%
$10,000.00 and above
1.00%
Monthly
 1.00%
 

Special Certificates of Deposit

($2,500 minimum)
 
Term APY* Compound Frequency Interest Rate
15 month 0.70% Quarterly 0.70%
 

Special IRA Certificates of Deposit

($2,500 minimum)
 
Term APY* Compound Frequency Interest Rates
60 month 0.90% Quarterly 0.90%
 

CDs

($500 minimum)


Term APY* Compound Frequency Interest Rate
3 month
0.20% Quarterly 0.20%
6 month
0.25% Semi-Annual 0.25%
12 month
0.30% Quarterly
0.30%
18 month
0.35% Quarterly
0.35%
24 month
0.45% Quarterly
0.45%
30 month 0.55% Quarterly
0.55%
36 month
0.60% Quarterly
0.60% 
48 month
0.65% Quarterly
0.65%
60 month
0.70% Quarterly
0.70%
96 month 0.80% Quarterly
0.80% 
Female student studying outside in the fall

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