Rates

Rates effective as of 1/13/2021

Rates are subject to change. Fees may reduce the earnings on the account. Penalties may be imposed for withdrawals from CD's prior to maturity.

*Annual Percentage Yield

Checking Accounts

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
Up to $14,999.99	0.75%	Monthly	0.75%
$15,000 and up	0.05%	Monthly	0.05%
If qualifications aren't met	0.025%	Monthly	0.025%

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$1,000.00 - $14,999.99	0.05%	Monthly	0.05%
$15,000.00 - $49,999.99	0.05%	Monthly	0.05%
$50,000.00 - $99,999.99	0.05%	Monthly	0.05%
$100,000.00 and above	0.05%	Monthly	0.05%

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
Up to $14,999.99	0.10%	Monthly	0.10%
$15,000.00 - $49,999.99	0.15%	Monthly	0.15%
$50,000.00 - $99,999.99	0.20%	Monthly	0.20%
$100,000 and up	0.30%	Monthly	0.30%
If qualifications aren't met	0.05%	Monthly	0.05%

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$0.01 - $4,999.99	1.00%	Monthly	1.00%
$5,000.00 - $7,499.99	0.50%	Monthly	0.50%
$7,500.00 and above	0.25%	Monthly	0.25%
If qualifications aren't met	0.10%	Monthly	0.10%

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$100,000 - and up	0.40%	Monthly	0.40%
$50,000.00 - $99,999.99	0.30%	Monthly	0.30%
$15,000 - $49,999.99	0.20%	Monthly	0.20%
$0.01 - $14,999.99	0.10%	Monthly	0.10%
If qualifications aren't met	0.05%	Monthly	0.05%

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$0.01 - $99.99	No interest paid	N/A	No interest paid
$100.00 and above	0.05%	Monthly	0.05%

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$1,000.00 - $14,999.99	0.10%	Monthly	0.10%
$15,000.00 - $49,999.99	0.10%	Monthly	0.10%
$50,000.00 - $99,999.99	0.10%	Monthly	0.10%
$100,000.00 and above	0.10%	Monthly	0.10%

Minimum Balance to Obtain APY*	APY*	Compound Frequency	Interest Rate
$0.01 - $49,999.99	1.00%	Monthly	1.00%
$5,000 - $9,999.99	1.00%	Monthly	1.00%
$10,000.00 and above	1.00%	Monthly	1.00%

($2,500 minimum)

Term	APY*	Compound Frequency	Interest Rate
15 month	0.60%	Quarterly	0.60%

($2,500 minimum)

Term	APY*	Compound Frequency	Interest Rates
60 month	0.75%	Quarterly	0.75%

($500 minimum)

Term	APY*	Compound Frequency	Interest Rate
3 month	0.15%	Quarterly	0.15%
6 month	0.20%	Semi-Annual	0.20%
12 month	0.25%	Quarterly	0.25%
18 month	0.30%	Quarterly	0.30%
24 month	0.40%	Quarterly	0.40%
30 month	0.50%	Quarterly	0.50%
36 month	0.60%	Quarterly	0.60%
48 month	0.65%	Quarterly	0.65%
60 month	0.70%	Quarterly	0.70%
96 month	0.80%	Quarterly	0.80%

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