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In accordance with the Community Reinvestment Act (CRA) Regulation, Citizens Bank Minnesota is required to maintain and, upon request, make available for public inspection a complete CRA Public File. Shown below is the CRA Public File for Citizens Bank Minnesota. If you would like a print copy of this information, please email this request to Please note a fee will be assessed to cover the costs of printing and mailing.

Last reviewed and/or modified April 1, 2024.

CRA Performance Evaluation

View the most recent Performance Evaluation of how Citizens Bank Minnesota meets its responsibilities under the CRA.

2023 CRA Performance Evaluation

Written Customer Comments

There have been no written customer comments received from the public for the current year and each of the prior two calendar years relating to Citizens Bank Minnesota's CRA performance. 

Branches Opened or Closed

List of branches opened or closed by this Bank in current year and each of the prior two calendar years:

Branches Opened Branches Closed
None None

CRA Products

Citizens Bank Minnesota's Products & Services

Fee Schedule

Loan to Deposit Ratios

Loan to deposit ratios for each quarter of prior calendar year.

View Loan to Deposit Ratios

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.  These data are available online at the Consumer Financial Protection Bureau’s website (  HMDA data for many other financial institutions are also available at this website.


View Citizens Bank Minnesota location hours

Main Office

Citizens Bank Minnesota

105 North Minnesota Street

P.O. Box 547

New Ulm, MN 56073

Branch Office

Citizens Bank Minnesota

701 Main Avenue

P.O. Box 3

Lafayette, MN 56054

Branch Office

Citizens Bank Minnesota

102 South Broadway

P.O. Box 7

La Salle, MN 56056

Branch Office

Citizens Bank Minnesota

18476 Kenrick Avenue

Lakeville, MN 55044

Branch Office

Citizens Bank Minnesota

170 Meeder Ave N.

P.O. Box 490

Watkins, MN 55389

Branch Office

Citizens Bank Minnesota

513 Main Street

P.O. Box 518

Ormsby, MN 56162

Assessment Area Maps



New Ulm


Community Reinvestment Act Notice