Money growing in jars

Savings & CDs

All savings accounts include a variety of services that provide access to your funds and your account information. Choose any or all of the following services: Free Online Banking, Mobile Banking, Mobile Deposit, and e-Statements.

Lock in a great rate for a set time period with a Certificate of Deposit from 3 months to 8 years, then just let your money bring in the dividends. When the CD has matured, you'll find there's more in there than there was before, and you didn't have to do a thing.

Compare Accounts Regular Savings Investment Savings WooHoo! Savings WooHoo! U Certificates of Deposit
Minimum balance required $50 $1,000 $5,000 N/A $500.00


See Rates

See Rates

See Rates 

See Rates 

  • Interest bearing
  • Low minimum balance
  • Tiered interest rate
  • Tiered interest rate
  • Great tiered youth savings account
  • Competitive rates
N/A Must have an active checking account with the same ownership. 
Must have at least one Direct Deposit or Automatic Transfer Deposit

Enroll and receive a monthly

No withdrawals

Available for youth ages 0 - 17
$500.00 minimum deposit required

$2,500.00 minimum deposit required for on Special CD's
More Info More on Regular Savings More on Investment Savings More on WooHoo! Savings More on WooHoo! U More on Certificates of Deposit

person taking photo of their check to deposit with their phone via mobile deposit

Go! Mobile Deposit

Go! Mobile Deposit allows customers to deposit checks to their Citizens Bank Minnesota checking and/or savings accounts using the camera on their iPhone or Android!